Money Wellness

money saver

Published 05 Nov 2025

4 min read

12 ways you can save money on your Christmas tree

Ah, the Christmas tree, the place where presents gather, lights twinkle and the magic of the season begins.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 5 November 2025

But let’s be honest, with the cost of the tree itself and then all the trimmings, this must-have festive feature can be expensive.

The good news is there are lots of clever ways to save money on your Christmas tree while keeping things merry and bright.

Here’s how.

1.  Go for a smaller tree

Bigger isn’t always better! A smaller tree can be just as stunning, you just need to get creative with your decorations. Smaller trees are not only cheaper to buy, but they’re also easier to decorate and store.

2. Choose a cheaper species

Not all Christmas trees are priced the same. A Norway Spruce, for example, is often more affordable than a Nordmann Fir, the one that doesn’t drop its needles.

Do a bit of research before buying, as prices can vary a lot between sellers. You might find a great deal at your local garden centre, farm shop, or even supermarket.

3. Buy a potted tree you can reuse

If you’ve got a garden or outdoor space, a potted tree with roots can be a great investment. After Christmas, just plant it outside or keep it in a larger pot until next year.

Not only is it better for your wallet long-term, it’s also better for the planet.

4. Wait until the last minute

If you can resist decorating too early, hold off buying your tree until closer to Christmas. Many sellers lower prices in mid to late December to clear stock, sometimes by as much as half!

Just make sure you don’t wait too long or the best ones will be gone.

5. Look for ‘second-line’ or budget trees

Some Christmas tree farms sell ‘budget’ or ‘second-line’ trees, ones that didn’t quite make the cut as premium because they’re slightly less symmetrical or have a quirky shape.

But don’t be put off, they’re still healthy and can look stunning when decorated. And they can cost a lot less.

6. Rent a real Christmas tree

Yes, you read that right, you can actually rent a tree! You hire a living, potted tree for the festive season, then it’s collected and replanted afterwards.

It’s an eco-friendly option. Most companies will even let you rent the same tree the following year, so it literally grows with your family.

Just check the care instructions and rental terms, as there may be a fee if you forget to water it.

7. Invest in an artificial tree

If you don’t mind missing out on that pine scent, an artificial tree can save you a fortune over time. They’re reusable, mess-free and often come with built-in lights.

Buy one during a sale, like Black Friday, and you could save even more.

8. Buy out of season

This is one of the best long-term money-savers. After Christmas, retailers slash prices on artificial trees, lights and decorations. So if you’ve got the storage space, buy your next year’s tree in January and enjoy massive discounts.

9. DIY your decorations

Why spend loads on expensive ornaments, when you can make your own?

  • cut out paper snowflakes
  • bake gingerbread decorations
  • get the kids to make their own mini masterpieces like snowmen out of cotton wool

It’s cheap, fun, and makes your tree feel extra personal.

10. Go natural

Skip the pricey baubles altogether and decorate with foraged branches, pine cones, berries, holly, ivy or even cinnamon sticks.

Not only will you create that rustic, Scandi-chic look for next to nothing, but your home will smell incredible.

11. Shop around

Retailers can be surprisingly competitive when it comes to Christmas trees. Compare prices both online and in-store.

For example, Home Bargains is selling a 6ft artificial tree with 400 branch tips for just £9.99.

12. Try a tabletop tree

If you’re short on space, or cash, a mini tabletop tree can be a charming alternative. Pop it on a mantelpiece, shelf, or side table. Not only is it cheaper and easier to maintain, but it still brings plenty of Christmas sparkle.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Gabrielle is an experienced journalist, who has been writing about personal finance and the economy for over 17 years. She specialises in social and economic equality, welfare and government policy, with a strong focus on helping readers stay informed about the most important issues affecting financial security.

Published: 5 November 2025

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

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Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 5 November 2025

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