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Income & Budgeting

How to budget, make your money go further and cut costs.

How to budget, make your money go further and cut costs.

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National minimum wage

A guide to national minimum wage rates, the most common reasons for being underpaid and what you should do if you think you've been underpaid.

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Working tax credits

Find out if you can get working tax credit, how much you’ll get and how it’s being replaced by universal credit.

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What benefits can you get when you lose your job?

A guide covering the various factors that affect what benefits you can get when you lose your job.

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How to create a budget

Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone

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What to do if you’ve got a negative budget

What to do if the money you have coming in doesn't cover your essential household bills.

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Use our budgeting tool

A budget planner brought to you by Money Wellness.

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April 2025: Household Bills Calculator

Quickly estimate how much your bills might go up this April.

Money Wellness blogs

managing your money

10 Feb 2026

Young adults missing out on thousands of pounds - are you one of them?

Child trust funds are sitting unclaimed.

09 Feb 2026

Dosh dilemma: Sharleen’s save then spend dilemma

Simple strategies to keep your savings exactly where they belong.

09 Feb 2026

Deals of the week: Fab Valentine’s Day gifts with discounts

You don’t need to panic-buy flowers at the petrol station this year.

Image of kids eating a pizza. Half term meals made easy with kids eat free. 30 places to feed the kids for less this February 2026 half term school holidays

09 Feb 2026

Half term meals made easy with kids eat free

30 places to feed the kids for less this February 2026

Do you find claiming benefits stressful?

09 Feb 2026

Do you find claiming benefits stressful?

And what could be changed to make it easier?

06 Feb 2026

What’s the Amazon product recall scam?

How to protect yourself.

Average Customer Rating:

4.9/5

Independent Service Rating based on 8597 verified reviews. Read all reviews

Amazing company brilliant staff to speak too literal life savers

The two people I spoke to were so understanding helpful easy to talk to made me feel so much better by the end of the call as I’ve ignored the debt got in an absolute mess and it was worsening my health condition money wellness have literally saved me from a dark cloud hanging over me I never thought I could shake

Helen - 10 Feb 2026

Really helpful and informative.

Nichola - 10 Feb 2026

Trusted Customer - 10 Feb 2026

Trusted Customer - 10 Feb 2026

I received great support from all associate customer service from Monday Wellness. Thank you so much!! I highly recommend Money Wellness team to everyone who need money support 💗

Tania - 10 Feb 2026

Absolutely amazing and life changing

This service is amazing couldn’t recommend this enough was so easy use and advised on process from start to finish, very quick and such a relief and so much stress taken away

Jacqueline Anne - 10 Feb 2026

Took me along time to get in touch but once I did I was very much looked after and listened to thank you so much for all your help you’ve given me hope that my life is getting better

Trusted Customer - 10 Feb 2026

Raluca Olivia - 10 Feb 2026

The Money Wellness Solution Finder was easy to understand and straightforward to use. The questions were clear, didn’t feel overwhelming, and helped guide me toward options that actually felt relevant to my situation. The information was presented in a supportive, non-judgemental way, which made the whole process feel far less stressful than expected. It gave me clarity and reassurance at a time when managing finances felt confusing

Trusted Customer - 10 Feb 2026

Excellent service 5*

Easy to use very helpful and understanding people who help you every step of the way. Thank you

Trusted Customer - 10 Feb 2026

Debt Advice and solution

Money Wellness provided a professional friendly service. Mel and Kirsty were extremely helpful and guided me through the debt management process. I would definitely recommend the company. I had been under considerable stress but they have helped ease my situation.

Trusted Customer - 10 Feb 2026

Relief to be out of debt

Great service. Very clear advice. Would highly recommend

Cecilia Veronica Angela Melanie - 10 Feb 2026

They were absolutely outstanding with me, very very helpful. Top marks !!!! So good .!!!

Lisa - 10 Feb 2026

It was very easy to follow the instructions. The people who had spoken to me were very helpful and very knowledgeable. They did not judge me . Made me at ease. If I found anything difficult they were helpful

Trusted Customer - 10 Feb 2026

Excellent service no hassle and free this company goes so indepth they go beyond any expectations I am truly grateful

Trusted Customer - 10 Feb 2026

Fantastic!! First class advice and service would highly recommend.

Trusted Customer - 10 Feb 2026

Absolutely wonderful, I was left in a very bad place financially, feeling very anxious didn’t know where to turn or what to do, their support was very patient and understanding to my situation and circumstances, the support they gave was a god send, can not thank them enough

Jacqueline - 10 Feb 2026

Relief flooded over me

So helpful and simple process , all my worries flooded away

karon - 10 Feb 2026