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Income & Budgeting

How to budget, make your money go further and cut costs.

How to budget, make your money go further and cut costs.

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National minimum wage

A guide to national minimum wage rates, the most common reasons for being underpaid and what you should do if you think you've been underpaid.

person with bills and laptop

Working tax credits

Find out if you can get working tax credit, how much you’ll get and how it’s being replaced by universal credit.

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What benefits can you get when you lose your job?

A guide covering the various factors that affect what benefits you can get when you lose your job.

writing on notepad

How to create a budget

Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone

Stressed woman looking at bills

What to do if you’ve got a negative budget

What to do if the money you have coming in doesn't cover your essential household bills.

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Use our budgeting tool

A budget planner brought to you by Money Wellness.

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April 2026: Household Bills Calculator

Quickly estimate how much your bills might go up this April.

Money Wellness blogs

How money can be a dealbreaker in a relationship

managing your money

14 May 2026

How money can be a dealbreaker in a relationship

Do you talk to your other half about money?

money management

14 May 2026

Government acts to protect access to banking services – where can you get face-to-face banking support?

Many still rely on in-person banking.

Scammers conning victims out of thousands.

managing your money

14 May 2026

Higher value courier fraud on the rise - how can you stay safe?

Scammers conning victims out of thousands.

money management

14 May 2026

How to cash a cheque in the UK

It's not always obvious where or how to pay a cheque in.

Households build up savings buffer as cost-of-living fears grow

13 May 2026

Households build up savings buffer as cost-of-living fears grow

How can you build your financial resilience?

King’s Speech 2026: What it means for you

13 May 2026

King’s Speech 2026: What it means for you

What did the King announce today?

Average Customer Rating:

4.9/5

Independent Service Rating based on 8263 verified reviews. Read all reviews

This servuce is an excellent service. The advisors are so kind and helpful, dealing with them about my debts has really taken a great weight of my shoulders. I would highly recommend them to anyone .

Diane - 14 May 2026

Most fantastic!!!

ABSOLUTELY BRILLIANT! I spoke to a guy called James who was a real gentleman and sorted everything out for me, enabling me to relax and gather my thoughts.

Benjamin Giles - 14 May 2026

Trusted Customer - 14 May 2026

Great service from Gareth Roberts, very helpful and respectful.

Trusted Customer - 14 May 2026

Exceptional Support

No matter who you speak with, the support is there, every step of the way. Impartial advice of where your at and what to do. I definitely recommend these guys

David - 14 May 2026

They are extremely informative and very easy to talk to they put you at ease as it is really hard to talk about your debts .

Dionne - 14 May 2026

Exellent service and keen to help

They are very helpful and take time to explain everything in details

Edith - 14 May 2026

I've been beyond stressed for years with my debt and really struggling but just about managing. A horrendous change of circumstances made it impossible to keep up with anything and a charity pointed me in the direction of money wellness and they've sorted everything out for me. The stress is gone and I can go about restarting my life without being scared anymore.

Trusted Customer - 14 May 2026

Excellent service.

I didn't know where to turn at one point, I didn't was to call at first, but one day I took a deep breath, and I called. Staff were very friendly and understanding and not judgemental at all. I am so glad I phoned and now I can live more peaceful and not worry so much about my bills.

Trusted Customer - 14 May 2026

Very reassuring and clear cut. It all went very smoothly and the relief after such a long time in debit is huge. Thank you.

Hubert - 14 May 2026

The lady who sorted all this for me was very helpful and patient with me. Thank you!

Trusted Customer - 14 May 2026

The service was quick and efficient. All the advisers i spoke to were very helpful.

Trusted Customer - 14 May 2026

Very understanding and helpful

Excellent customer service and advice. At the endvifcthecphonecifcyouvhave any questions.

Craig - 14 May 2026

Very good service provided

Alque - 14 May 2026

They explained everything that they do for you. Told all the steps that you have to go through and different ways that it can all be done. Very supportive.

Trusted Customer - 14 May 2026

Trusted Customer - 14 May 2026

Helpful thank you

ALIREZA - 14 May 2026

Excellent support

They were extremely supportive and helpful. They fully explained the options available to me and made appropriate recommendations. I'd highly recommend Money Wellness to anybody experiencing financial difficulty.

Trusted Customer - 14 May 2026