6 secret hacks that could cut your prescription bills by 70%

Millions of people are paying far more than they need to for everyday medicines, often without realising it. From branded painkillers to cold and flu tablets, the truth is you can often get exactly the same treatment for a fraction of the price.

And with prescription charges soon adding up and household budgets under pressure, a few simple swaps could save you tens - or even hundreds - of pounds a year. Here are six easy ways to cut the cost without cutting corners on your health.

1. Check the product licence number - the hidden saving trick

One of the easiest ways to spot a cheaper version of the same medicine is by checking the Product Licence number on the box. Every licensed medicine in the UK has one - now shown as a PL, PLGB or PLNI number. If two products share that number, they contain the same active ingredient, strength and formula, meaning you’re getting the same treatment without paying for flashy branding.

And don’t be fooled by labels like ‘sinus’, ‘cold and flu’ or ‘day and night’. They often contain similar ingredients dressed up to look different. Switching to supermarket or pharmacy own-brand versions can slash the price of common treatments by up to 70%, a saving that quickly stacks up over the year.

2. Use an NHS prepayment certificate and cap your costs

If you pay for prescriptions in England, an NHS Prescription Prepayment Certificate could stop costs spiralling. Instead of paying per item, you pay a fixed fee that covers unlimited prescriptions. A three-month certificate costs £30.05 and a 12-month option costs £114.50, which can work out far cheaper if you need regular medication.

Many people don’t realise how quickly individual prescription charges add up, but a prepayment certificate spreads the cost and removes the worry of each new item. You can apply online through the NHS or ask your local pharmacy to help you set one up.

3. Shop around - the same medicine can cost very different prices

The exact same medicine can vary wildly in price depending on where you buy it. Supermarkets often sell larger packs at a lower price per tablet, while online pharmacies sometimes offer loyalty schemes or delivery deals that make repeat purchases cheaper.

Even local chemists may offer discounts to key workers, NHS staff or older customers that aren’t always advertised. A quick check before you buy can make a noticeable difference to your monthly spending.

4. Plan ahead to avoid expensive last-minute buys

Last-minute trips to convenience stores are where medicine costs often shoot up. Planning ahead and buying larger packs of regularly used treatments like paracetamol, antihistamines, or vitamins, usually works out cheaper per dose.

Keeping a small stash at home also means you won’t be forced to pay over the odds when you’re unwell and just want a quick fix.

5. Check what support you’re entitled to if money is tight

If prescription costs are becoming difficult to manage, help is available. The NHS Low Income Scheme can help reduce or even cover prescription charges, depending on your income and savings. Charities such as Macmillan Cancer Support may offer grants or financial guidance for people affected by cancer, and other charities provide similar support for specific health conditions. In some areas, hospitals or local charities may also run small hardship funds. It’s worth asking a hospital social worker or local advice service what’s available.

6. You might not need to pay at all - millions qualify for free prescriptions

Many people don’t realise they’re entitled to free prescriptions in England. Children, people aged 60 and over, and those who are pregnant or have had a baby in the last year don’t have to pay. Prescriptions are also free for people with certain medical conditions who hold an exemption certificate, as well as many people receiving qualifying benefits or support through the NHS Low Income Scheme.

If you’re unsure whether you qualify, it’s always worth asking your pharmacy or checking online. You could wipe out your prescription bill completely - and plenty of people miss out simply because they never check.