Money Wellness

money saver

Published 20 Jan 2026

2 min read

Avoid holiday scams with our pre-booking checklist

January, along with June and July, is one of the busiest months for holiday bookings. Unfortunately, it’s also when scammers step up their efforts to trick unsuspecting travellers out of their hard-earned money.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 20 January 2026

With AI making scams more convincing than ever, it’s crucial to stay vigilant.

Here’s a pre-booking checklist to help you stay safe before you hit ‘book now’.

1. Stick to reputable websites

Start your booking on well-known, trusted travel sites rather than through social media posts or chat apps. Scammers often hide behind flashy ads or fake pages.

2. Double-check the URL

Always check the website address in your browser. Scammers often create URLs that look almost identical to real companies, but with tiny differences.

3. Beware of pressure tactics

Be wary of urgent messages or deals that create fear of missing out. Scammers use this to push you into decisions before you have time to think.

4. Avoid bank transfers

If a company asks you to pay via bank transfer, treat it as a red flag. Bank transfers don’t offer the same protections as credit cards, including Section 75 coverage in the UK.

5. Verify the business

Check if the company is registered with recognised bodies like ABTA or ATOL. Legitimate operators will proudly display their membership numbers, and you can verify them online.

6. Check reviews carefully

Look at independent reviews on multiple platforms, not just the testimonials on the booking site. Be alert to generic or overly positive reviews, as they could be fake.

7. Use secure payment methods

Pay with a credit card where possible, as this often provides extra protection. Avoid payments via crypto, gift cards, or money transfer services.

8. Cross-check accommodation photos

Do a reverse image search of hotel or rental photos. Scammers sometimes copy images from legitimate sites to make their listings look real.

9. Keep records

Save screenshots of booking confirmations, emails and payment receipts. These can be crucial if something goes wrong.

10. Trust your instincts

If something feels off, step back. A legitimate deal will survive a few minutes of careful scrutiny.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Gabrielle is an experienced journalist, who has been writing about personal finance and the economy for over 17 years. She specialises in social and economic equality, welfare and government policy, with a strong focus on helping readers stay informed about the most important issues affecting financial security.

Published: 20 January 2026

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

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Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 20 January 2026

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