money saver
Published 20 Jan 2026
2 min read
Avoid holiday scams with our pre-booking checklist
January, along with June and July, is one of the busiest months for holiday bookings. Unfortunately, it’s also when scammers step up their efforts to trick unsuspecting travellers out of their hard-earned money.
Published: 20 January 2026
With AI making scams more convincing than ever, it’s crucial to stay vigilant.
Here’s a pre-booking checklist to help you stay safe before you hit ‘book now’.
1. Stick to reputable websites
Start your booking on well-known, trusted travel sites rather than through social media posts or chat apps. Scammers often hide behind flashy ads or fake pages.
2. Double-check the URL
Always check the website address in your browser. Scammers often create URLs that look almost identical to real companies, but with tiny differences.
3. Beware of pressure tactics
Be wary of urgent messages or deals that create fear of missing out. Scammers use this to push you into decisions before you have time to think.
4. Avoid bank transfers
If a company asks you to pay via bank transfer, treat it as a red flag. Bank transfers don’t offer the same protections as credit cards, including Section 75 coverage in the UK.
5. Verify the business
Check if the company is registered with recognised bodies like ABTA or ATOL. Legitimate operators will proudly display their membership numbers, and you can verify them online.
6. Check reviews carefully
Look at independent reviews on multiple platforms, not just the testimonials on the booking site. Be alert to generic or overly positive reviews, as they could be fake.
7. Use secure payment methods
Pay with a credit card where possible, as this often provides extra protection. Avoid payments via crypto, gift cards, or money transfer services.
8. Cross-check accommodation photos
Do a reverse image search of hotel or rental photos. Scammers sometimes copy images from legitimate sites to make their listings look real.
9. Keep records
Save screenshots of booking confirmations, emails and payment receipts. These can be crucial if something goes wrong.
10. Trust your instincts
If something feels off, step back. A legitimate deal will survive a few minutes of careful scrutiny.
Gabrielle is an experienced journalist, who has been writing about personal finance and the economy for over 17 years. She specialises in social and economic equality, welfare and government policy, with a strong focus on helping readers stay informed about the most important issues affecting financial security.
Published: 20 January 2026
The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.
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