Freebies you can get if you claim universal credit
Making ends meet if you’re claiming universal credit can be tough. But did you know you might also be eligible for lots of additional benefits and freebies that could make things a little easier? From discounted travel to free school meals, there are lots of ways to make your universal credit claim go further. We’ve rounded up the extra help that you could be missing out on:
1. Free prescriptions
If you receive universal credit and your earnings are below a certain threshold, you might be entitled to free prescriptions. This can be a big saving if you have long-term health conditions that need regular medication. To claim your free prescriptions, simply tick the appropriate box on the back of your prescription form or talk to your pharmacist.
2. Free dental treatment
As well as free prescriptions, universal credit claimants might also be eligible for free dental treatment depending on their earnings. This includes check-ups, cleanings, and necessary dental work. To qualify for free treatment, your earnings (after tax) in the last month need to be under £432, or £935 if you get the child element or are being assessed as having limited capability for work. Make sure you inform your dentist that you're receiving universal credit and provide proof of your entitlement before you start treatment.
3. Discounted travel
Many local authorities offer discounted travel for universal credit claimants. This can include reduced fares on buses, trains, and trams. Some areas even provide free travel for job interviews or training courses. Check with your local council to see what travel discounts are available in your area. You can find their details at YouGov.
4. Free school meals
If you have children in school and you're claiming universal credit, they could be entitled to free school meals. This can save more than £450 over the course of the school year. To qualify for free school meals your income must be no more than £7,400 before benefits are taken into consideration. To apply, contact your local authority or your child's school directly.
5. Help with childcare costs
Universal credit claimants can get help with childcare costs, which can be a major expense for working parents. You may be able to claim up to 85% of your childcare costs, up to a maximum of £951 per month for one child or £1,630 for two or more children. To claim childcare costs, you'll need to provide evidence of your expenses to your universal credit work coach.
6. Free or discounted gym memberships
Some local authorities offer free or discounted gym memberships for universal credit claimants. This can be a great way to stay active and improve your physical and mental well-being. Check with your local council or leisure centre to see what they offer.
7. Reduced water bills
If you're struggling to pay your water bills, you may be able to get a reduction if you're claiming universal credit. Many water companies offer discounts or capped tariffs for low-income households. Contact your water provider to see what support is available.
8. Free or low-cost internet access
Known as social tariffs, some internet providers offer low-cost internet access for universal credit claimants. These social tariffs can be up to 50% cheaper than standard packages. Access to the internet can be essential for job searching, online learning, and staying connected with friends and family. Check with your local authority or internet provider to see what discounts are available in your area.
9. Energy bill support
If you're having trouble paying your energy bills, you may be eligible for additional support if you're claiming universal credit. This can include grants to help with arrears, discounts on your tariff, or even free energy-saving home improvements. Contact your energy provider or local authority to see what support is available.
10. Free or discounted educational courses
Finally, if you're looking to improve your skills or qualifications, you might be able to access free or discounted educational courses if you're claiming universal credit. This can include everything from basic literacy and numeracy courses to vocational training and higher education. Speak to your work coach or local education provider to see what opportunities are available.
Caroline Chell
Caroline has worked in financial communications for more than 10 years, writing content on subjects such as pensions, mortgages, loans and credit cards, as well as stockbroking and investment advice.
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