Government may scale back PIP reforms: What it could mean for you

There’s some potentially reassuring news for anyone worried about upcoming changes to disability benefits.

The government is now considering scaling back parts of its proposed reforms to Personal Independence Payment (PIP), following growing concern that the original plans could unfairly penalise thousands of people.

While nothing has been confirmed yet, the Financial Times has reported discussions are underway that could protect support for up to 200,000 people who were previously at risk of losing out. Here’s what’s happening - and what it could mean for you.

Why the government might backtrack

Earlier this year, the government announced plans to reform the welfare system in an effort to save around £5bn a year. One of the key changes was to the way PIP is assessed.

Under current rules, people are awarded points based on how their condition affects them in different areas of daily life - things like getting dressed, cooking and moving around. The total number of points determines whether they receive the standard or enhanced rate of support.

Under changes due to come in from November 2026, claimants would also need to score at least four points in one individual category - regardless of their overall score - to qualify for support. Critics warned this would exclude many people who need help.

Following criticism from MPs and the public, the government is now looking at softening this rule.

What’s being reconsidered?

One of the tweaks being explored would mean that people who don’t score four points in any single category, but do have a high total score, could still qualify for PIP.

According to government data, around 13% of people currently receiving the enhanced rate of PIP (about 210,000 people) fall into this category - and would have been at risk under the original plans.

When will we know more?

Although the proposed changes wouldn’t come into effect until November 2026, conversations are happening now - and a final decision is expected in the coming months.

It’s worth noting that:

• reassessments won’t begin until next year
• everyone currently receiving PIP would be reassessed over a three-year period
• Any changes would be phased in gradually

What you can do right now

• Keep an eye out for official updates or correspondence about future assessments.
• Start gathering any medical records or supporting documents you might need for reassessment.
• If you’re unsure about anything to do with your benefits, ask for help.

And if your income does change in the future, we’re here to help you manage your money confidently.