Money Wellness

bills

Published 30 Oct 2025

3 min read

How to save money on your MOT

None of us look forward to the annual MOT test, but there are ways to make it less stressful, and potentially save some money in the process.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 30 October 2025

The DVLA has announced an anti-fraud measure will be expanded, aimed at reducing MOT fraud and increasing fairness in the testing system.

Testers will be required to take a photo of the vehicle before the test, which will then be uploaded to the digital MOT Testing Service.

This is to prevent ‘ghost MOTs’, where garages issue certificates without actually testing the vehicle.

 A previous trial involved 170 MOT testers in 62 garages taking pictures of cars and other vehicles. After being deemed a success, the second phase will involve 244 garages taking pictures of vehicles going through their MOT. 

While fraud in MOT testing is rare, this new approach is designed to make the process more transparent and protect drivers.

MOT money-saving tips

Do a pre-MOT check

Before you head to the garage, do a quick check on the basics, including the tyres, lights, wipers, screenwash, seatbelts, fluid levels and the horn.

These are common issues that can cause a failure and fixing them yourself can save you money.

Shop around for the best price

Just like you would compare quotes for other services, it’s a good idea to shop around for the best price on your MOT.

Not all garages charge the same amount, so check reviews and ask for recommendations to find a reliable and affordable testing station. Look for a garage with a good reputation for fairness and honesty.

Book your MOT with a service

Some garages offer discounts if you book your MOT along with a service.

If your car is due for a service anyway, this can be a great way to save money on both. Plus, catching small issues early during the service could help prevent a fail during the MOT.

Maintain your car regularly

Regular maintenance is one of the best ways to prevent costly repairs and MOT failures. Drive smoothly to avoid unnecessary wear on your brakes and suspension, and make sure to address any warning lights or strange noises promptly.

Ignoring these can lead to more serious, and expensive, problems down the line.

Consider an early MOT

If you’re not sure whether your car will pass, you can have your MOT done up to a month early. That way, if it fails, you may get a free retest within 10 days.

A little bit of effort upfront can lead to big savings down the road.

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Gabrielle is an experienced journalist, who has been writing about personal finance and the economy for over 17 years. She specialises in social and economic equality, welfare and government policy, with a strong focus on helping readers stay informed about the most important issues affecting financial security.

Published: 30 October 2025

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

Read our latest news or check out other popular pages on our website:

Gabrielle Pickard-Whitehead - Money Wellness

Written by: Gabrielle Pickard Whitehead

Lead financial content writer

Published: 30 October 2025

More blogs on bills

View all
Nearly 200,000 households on benefits could have energy debt written off
bills

Nearly 200,000 households on benefits could have energy debt written off

Energy debt is now at a record high.

Read more
Average Customer Rating:
4.9/5
Independent Service Rating based on 9031 verified reviews. Read all reviews