Money Wellness

cost of living

Published 27 Jun 2025

3 min read

Parents going without so children can go on school trips

School trips can be memorable experiences for many young people, but they can also be expensive.

Parents going without so children can go on school trips
James Glynn - Money Wellness

Written by: James Glynn

Senior financial content writer

Published: 27 June 2025

So it’s perhaps no surprise to learn that many families are making sacrifices to make sure their child can still attend.

According to new research from Zurich Municipal, the average cost of a residential school trip is now £412.

A day trip, meanwhile, can set parents back around £30. 

But with the cost of living remaining high, one in four parents (25%) believe school trips are simply too expensive.

Parents don’t want children to miss out

Despite the cost, many parents are determined to make sure their children still get to go on school trips.

Figures showed that:

  • 15% of parents are going without essentials so their child can attend a school trip
  • 13% have worked overtime to make up the money
  • 9% have sold personal possessions on platforms like Vinted or eBay to cover the cost

At the same time, many parents are feeling the emotional strain.

In fact, nearly a third of parents (29%) said they feel guilty they can’t afford every school trip. 

And while more than a third (35%) blame the general cost of living, a further quarter (24%) point to rising utility bills in particular as the tipping point.

Schools and PTAs offering support

Thankfully, many schools and Parent Teacher Associations (PTAs) recognise that some parents are struggling and are actively trying to help.

More than one in five parents (22%) say their child’s school has offered support, whether that’s by subsidising the cost, covering it entirely, or fundraising to make trips accessible for everyone.

“School trips should conjure up happy memories,” said Natalie Bate, head of education at Zurich Municipal.

“But the truth of the matter is that they’re now often steeped with guilt or embarrassment as parents struggle to find the money to pay for their children to attend.  

“It’s great to see schools and PTAs stepping in to help fund these all-important trips so that children don’t miss out.”

Jason Elsom, chief executive of national charity Parentkind, added: “Schools struggle with budgets at the best of times.

“It is important we do what we can to make sure children don’t lose out on school trips.”

What to do if you’re struggling

If you’re finding it hard to cover the cost of school trip, there are a few options available…

Speak to the school early

Many schools can offer help or payment plans if they know your situation.

Check for PTA or fundraising support

Ask if there are any funds set aside to support families.

Budget ahead

If you know trips usually happen at the same time each year, start setting aside a small amount each month, so you’ve got the money available when you need it.

Ask for help

We’re here to help you take control of your finances, so please don’t hesitate to get in touch for practical, impartial advice.

We can check you’re getting all the benefits you’re entitled to and help you create a realistic budget.

And if you owe money and are struggling with repayments, we’re here to give you debt advice

James Glynn - Money Wellness

Written by: James Glynn

Senior financial content writer

James has spent almost 20 years writing news articles, guides and features, with a strong focus on the legal and financial services sectors.

Published: 27 June 2025

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

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James Glynn - Money Wellness

Written by: James Glynn

Senior financial content writer

Published: 27 June 2025

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