Key money dates for November 2025

Twas the month before Christmas… and your wallet might already be feeling it!

As the nights draw in and the leaves begin to curl, here’s the key money dates coming up in November to help you stay on top of your money.

1 November -  Cold Weather Payment

The Cold Weather Payment is triggered when the average temperature in your area falls below 0°C (32°F) for seven consecutive days between 1 November and 31 March.

Eligible households get £25 for each cold spell.

You might qualify for the cold weather payment if you receive certain benefits, such as universal credit or pension credit. You might also be eligible if you have a severe disability premium, a child under five living with you or a child with a disability.

You don’t need to apply, as it’s paid automatically into the bank account where you receive your benefits. 

3 - 7 November - Talk Money Week

Talk Money Week runs from 3 - 7 November. It is organised by the Money and Pensions Service (MaPS) and is focused on improving financial wellbeing by encouraging people to have open conversations about money and personal finances.  

To mark this year's campaign, we carried out a survey to find out if discussing financial matters is still something of a taboo.

And it would seem it is. 

5 November - Bonfire Night

Bonfire Night can quickly burn through your budget, but you can still enjoy the sparkle without the splurge.

From the South East to Scotland, we’ve listed free firework events across Great Britain.

Or, if you’re hosting at home, there are ways to limit the costs, such as serving slow-cooked chilli in jacket potatoes, a low-cost meal everyone loves.

Or, why not team up with neighbours to share the cost of fireworks and food?

6 November - Bank of England interest rate decision

The Bank of England will announce its next interest rate decision on Thursday 6 November.

The interest rate affects how much you pay to borrow money, like on credit cards or mortgages, and how much you earn from savings.

In September, the rate was held at 4%, but some analysts expect a cut this month.

A drop could mean cheaper borrowing, so it’s worth keeping an eye out.

19 November - Inflation rate announcement

On 19 November, the Office for National Statistics (ONS) will release the latest inflation figures.

Inflation measures how quickly prices are rising for everyday goods and services, like petrol, food and transport.

25 November - Ofgem energy price cap announcement

By 25 November, the energy regulator Ofgem will announce the new energy price cap.

Right now, the price cap is £1,755, which is the average annual bill for those on a standard variable tariff paying by direct debit.

If the cap rises, you’ll pay more for the same amount of energy.

The new rate takes effect on 1 January 2026 and lasts until 31 March 2026.

26 November - Autumn budget

The chancellor Rachel Reeves will announce her autumn budget on 26 November.

Rumours are swirling about what changes may be announced, such as changes to benefits and income tax.

Whatever’s announced, we’ll break down what it means for you and your finances.

28 November - Black Friday

Black Friday lands on 28 November this year, with Cyber Monday on 1 December.

Deals are already flying around. Check out our Black Friday shopping tips to avoid overspending and make every pound count.