Dealing with debt
If you’re struggling to stay on top of your debt, it’s a good idea to get advice before the problem gets worse. The best way to deal with your debt will depend on your situation.
You may benefit from:
- budgeting help
- breathing space
- financial support
- contacting your creditors
- a debt solution
- support with other factors contributing to your debt e.g. illness
Budgeting help
Creating a budget can help you prioritise your spending and spot areas where you can make savings.
Money worries?
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or find out what getting debt advice involves.
Breathing space
If you’re struggling with debt, breathing space offers short-term relief so you have time to get advice and find a longer-term solution.
Financial support
Find out if you can get financial support to help you with your debt.
Debt solutions
A debt solution can reduce your monthly repayments and even write off some of what you owe. Some are free, others have a fee.
Dealing direct with your creditors
When you’re struggling to make debt repayments, it’s usually a good idea to speak to your creditors to see if they can offer any support. Find out what they may be able to do to help.
Sickness and debt
Dealing with debt and illness at the same time can be challenging. Find out if you can get any additional support.