Debt and financial help for veterans

Veterans and ex-service personnel can access all sorts of financial support.

For instance, you could be eligible for grants which can help you cover emergencies, everyday living costs and other essential expenses.

Contact the Veterans’ Gateway helpline at 08‍08 80‍2 12‍12 for information and referral support.

You might also be entitled to claim government benefits such as universal credit.

Charity support is another option, as organisations like Help for Heroes are there to offer tailored guidance and help.

And remember, if you’re struggling financially, don’t ignore bills or letters saying that you owe money.

It’s really important that you ask for help early, rather than let debts build up.

Veterans can access several forms of emergency support.

Crisis grants

You can apply for crisis grants through the Royal British Legion (RBL) so you can get essentials like food vouchers and clothing.

They can also help with accommodation support if you’re homeless and with travel costs that come up at short notice.

Cost-of-living support

Help for Heroes offers support to help veterans manage essential living costs, such as food, heating and basic household bills.

A debt adviser can help you access these emergency funds and let you know how to apply.

If you were injured or became ill while serving in the armed forces, or if your service led to a pre-existing condition getting worse, you can get support.

Armed Forces Compensation Scheme (AFCS)

This provides compensation for injury, illness, or death linked to service. 

It can cover all sorts of needs from daily living expenses to medical care and home adaptations.

Additional grants and support

Various military charities, including Help for Heroes, offer grants and financial support to cover the extra costs that come with having a disability.

That can help you pay for essential equipment and home modifications that could help you live more independently.

If you can’t work because of illness, injury, or disability, you might be able to claim government benefits, such as:

• universal credit
• personal independence payment
• employment and support allowance
• severe disability premium

If you’re not sure if you qualify for universal credit and other state benefits, we can help.

You can either give us a ring and we’ll check for you, or use our free benefits calculator to see what support you could get.