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Income & Budgeting

How to budget, make your money go further and cut costs.

How to budget, make your money go further and cut costs.

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National minimum wage

A guide to national minimum wage rates, the most common reasons for being underpaid and what you should do if you think you've been underpaid.

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Working tax credits

Find out if you can get working tax credit, how much you’ll get and how it’s being replaced by universal credit.

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What benefits can you get when you lose your job?

A guide covering the various factors that affect what benefits you can get when you lose your job.

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How to create a budget

Whether you’re struggling to cover your bills each month, or just want to save a little extra cash, building a strong budget & following it can benefit everyone

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What to do if you’ve got a negative budget

What to do if the money you have coming in doesn't cover your essential household bills.

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Use our budgeting tool

A budget planner brought to you by Money Wellness.

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April 2025: Household Bills Calculator

Quickly estimate how much your bills might go up this April.

Money Wellness blogs

A smiling woman boarding an aeroplane

04 Jul 2025

Wizz Air investigated over baggage fees – how to get cheap flights without being caught out by hidden charges

How to avoid paying over the odds for flights.

04 Jul 2025

Dosh dilemma – Sue’s car hire shock: how to avoid getting ripped off by a car hire company

Can Sue fight the charges?

04 Jul 2025

Deals of the week – sizzling summer savings

More brilliant bargains and pointless brand facts!

How to make living alone more affordable

04 Jul 2025

How to make living alone more affordable

Are you paying a premium because you’re single?

04 Jul 2025

Most common scams to watch out for in 2025 – and how to stay safe

Scams are now more convincing than ever.

A woman sits on a sofa with her head in her hands

04 Jul 2025

Extortionate leasehold fees were ‘the nail in the coffin for me’

How leasehold fees sent one woman into a spiral of debt.

Average Customer Rating:

4.9/5

Independent Service Rating based on 10179 verified reviews. Read all reviews

Very good customer service support

Marcia - 05 Jul 2025

Excellent service was quick once all paperwork was forwarded to them

Trusted Customer - 05 Jul 2025

What a great service ... thank you

Trusted Customer - 05 Jul 2025

Very polite and very helpful gave me great advice help with scheduling my DRO so many thanks

Gordon J - 05 Jul 2025

Brilliant company

Amazing service - waqas was the first person I spoke to and he was amazing. So helpful , polite , knowledgeable. Made me feel so much better about something that had been hanging over my head for a long time. It means a lot to not feel judgement and to have someone listen to you - where he was my first point of contact with money wellness he really set the tone for a positive experience. Thank you so much Waqas for your kindness and time.

Emily - 05 Jul 2025

Help with my mental health

I have struggled with my mental health and in turn buried my head in the sand as I didn't want to face my depts. I made the decision to contact Money Wellness and they have been openminded and understanding, taking my disabilities into account. I would also like to praise Jen (Advisor). Who has gone above and beyond to help me and ease myself.. I would very much recommend this service.

Anthony - 05 Jul 2025

Highly recommend money wellness

Listens to every little detail without judgement the person I spoke with was so friendly and understanding of my situation and went through every option with me and made it clear what the best solution was for me I would highly recommend money wellness a huge weight has been lifted of my shoulders

Trusted Customer - 05 Jul 2025

I have been acting as a third party for my daughter and MW have been amazing. I have felt really supported every step of the way. Every person I spoke to was lovely and very understanding. A fabulous service dealing with tricky and sensitive circumstances. Thank you for all your help.

Trusted Customer - 05 Jul 2025

Thank you from Louise

I have found it difficult to talk about my problems before but these guys are also listening to the emotional stress that goes with

Louise - 05 Jul 2025

Very friendly team, easy and quick service, full professionalism, thanks a lot.

Trusted Customer - 04 Jul 2025

Excellent service, friendly, non judgemental people who genuinely want to help. I was so worried but because of these wonderful people have a new start. Can't recommend them enough.

Trusted Customer - 04 Jul 2025

The service was efficient and helpful and I would definitely recommend the company to people

Donna - 04 Jul 2025

Trusted Customer - 04 Jul 2025

Helpful and non judgmental

The help and advice given to me was invaluable and a solution was found for me in such a short space of time giving me much needed support and more importantly a fresh start .

Trusted Customer - 04 Jul 2025

I’m very pleased for the service that I received

The services are very accessible and accurate

Trusted Customer - 04 Jul 2025

Definitely recommend nice and easy

Great service friendly advisor and understanding thanks for the help

Matty - 04 Jul 2025

Easy to use platform, friendly empathetic people over the phone

Trusted Customer - 04 Jul 2025

Money wellness help

I had help to get in contact with money wellness but I'm happy with the help and information given and received. I have now got a dro in place and feel more relaxed and less anxious about my bill worries.

Trusted Customer - 04 Jul 2025