Money Wellness

money saver

Published 09 Jul 2025

2 min read

Are you missing out on cheap train travel?

If you’re living with a disability or long-term health condition, you could be entitled to a Disabled Person’s Railcard.

A smiling woman on a train station platform
routledge

Written by: Rebecca Routledge

Head of Content

Published: 9 July 2025

The card gives you a third off most rail journeys across Britain, and if you’re travelling with a friend, family member or carer, they get the same discount too. At just £20 for a year, or £54 for three years, it often pays for itself after just a couple of trips.

Do I qualify?

You may be eligible if you receive certain benefits

You automatically qualify for a Disabled Person’s Railcard if you receive one of the following:

  • personal independence payment
  • adult disability payment
  • disability living allowance (at certain rates)
  • child disability payment (at certain rates)
  • attendance allowance
  • severe disablement allowance
  • pension age disability payment
  • war pensioner’s mobility supplement
  • war or service disablement pension at the 80% rate or higher

Or if you’re registered as…

  • deaf or use hearing aids
  • blind or partially sighted
  • epileptic (and meet certain medical requirements)
  • a Motability scheme user

How do I apply?

You can apply online by providing:

  • proof of eligibility (such as a benefits letter or medical evidence)
  • a passport-style photo
  • your credit or debit card details to pay the fee

You can also apply by post if that’s easier, and there’s a dedicated helpline if you have any questions:

📞 0345 605 0525
🕒 Open daily from 7am to 10pm (except Christmas Day)

Are you missing out on other support?

At Money Wellness, we’ve helped thousands of people get financial support they didn’t know they were entitled to.

Check what help you could get.

routledge

Written by: Rebecca Routledge

Head of Content

A qualified journalist for over 15 years with a background in financial services. Rebecca is Money Wellness’s consumer champion, helping you improve your financial wellbeing by providing information on everything from income maximisation to budgeting and saving tips.

Published: 9 July 2025

The information in this post was correct at the time of publishing. Please check when it was written, as information can go out of date over time.

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routledge

Written by: Rebecca Routledge

Head of Content

Published: 9 July 2025

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