Cost of living help

A guide on missed payments and default - what happens, what you should do and where to get help

A guide covering what is likely to happen if you fall behind with your mortgage payments, including the steps your lender must take and what you should do.

A guide to the government cost-of-living support available in Wales, Scotland and Northern Ireland, including who qualifies and how to apply.

How opening a Help to Save account can help boost your savings if you're on a low income, the eligibility criteria and how to apply.

As a carer, you may be entitled to certain benefits. In this guide, we outline those benefits and explain if you’re eligible and how to apply.

Find out when an IVA might be a suitable option for you, the benefits of an IVA and the things you need to bear in mind, as well as alternatives to an IVA.

Find out the steps of how to go bankrupt, including filing for bankruptcy and what you’ll need to do once you’re declared bankrupt.

If you receive an unexpected lump sum during your IVA, you may be able to use it to pay off your IVA early.

How to spot a loan shark and what to do if you've borrowed from a loan shark

Are you wondering whether an IVA or a DMP would be better to help you manage your debts? Find out if either one is a suitable option for you.